|A Penny Saved!|
I know what it is to not have two nickels to rub together. For a while, I had a difficult time making ends meet. I had to literally count pennies to make a buck. Some people throw pennies away, but one hundred pennies equals one dollar. Add one hundred and fifty more pennies to make transit fare. I had the pennies, they were everywhere: coat pockets, candy dishes, a piggy bank, purses, the dresser, the floor. I scooped them up. Tracked where they went and eliminated the wasteful and unnecessary spending; I discovered that I ate a lot of my money.
I got back on track and had accumulated a nice savings. Well, savings meant spending and I enjoyed every bit of it. Then I discovered that my savings stopped growing. Whoa! It’s time to reevaluate, recalculate, and reverse the financial downward spiral. But it is not so easy this time around. I haven’t forgotten my pennies, but something is amiss. I need another perspective.
Enter the TOTAL SPENDING FAST & SPENDING DIET SAVINGS. I read this amazing blog by Anna Newell Jones who shares how she eliminated her debt. I have listed my debts before, but her calendar gives me such inspiration that I feel confident with kicking the excessiveness to the curb. And there is some obvious excess that needs to stop (BONUS!). Budget is a new word to my vocabulary. At least here, at this site, budgeting is made interesting and doable.