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| A Penny Saved! |
I know what it is to not have two
nickels to rub together. For a while, I
had a difficult time making ends meet. I
had to literally count pennies to make a buck.
Some people throw pennies away, but one hundred pennies equals one
dollar. Add one hundred and fifty more
pennies to make transit fare. I had the
pennies, they were everywhere: coat pockets, candy dishes, a piggy bank,
purses, the dresser, the floor. I
scooped them up. Tracked where they went
and eliminated the wasteful and unnecessary spending; I discovered that I ate a
lot of my money.
I got back on track and had accumulated
a nice savings. Well, savings meant
spending and I enjoyed every bit of it.
Then I discovered that my savings stopped growing. Whoa! It’s time to reevaluate, recalculate,
and reverse the financial downward spiral.
But it is not so easy this time around.
I haven’t forgotten my pennies, but something is amiss. I need another perspective.
Enter the TOTAL SPENDING FAST &
SPENDING DIET SAVINGS. I read this
amazing blog by Anna Newell Jones who shares how she eliminated her debt. I have listed my debts before, but her
calendar gives me such inspiration that I feel confident with kicking the
excessiveness to the curb. And there is
some obvious
excess that needs to stop (BONUS!).
Budget is a new word to my vocabulary.
At least here, at this site, budgeting is made interesting and doable.
